How do i get a free credit report Mankato

Insurers tend to support the use of credit histories, holding that credit status is a reliable predictor of risk that helps them price policies more accurately.

But many consumer groups say the practice is unfairly discriminatory, with those who can least afford them being stuck with the highest rates and minorities disproportionately viewed as credit risks. According to the Insurance Information Institute, at least 27 bills aimed at curtailing credit scoring were introduced to state how do i get a free credit report Mankato legislatures nationwide in 2010.

In a 2007 report, the Federal Trade Commission reported that the practice helped carriers to more accurately gauge risk. But it also stated how do i get a free credit report Mankato that the reasons for this were unclear and that minorities are considered higher risks as a result of credit scoring. Source: http://www.ftc.gov/os/2007/07/P044804FACTA_Report_Credit-Based_Insurance_Scores.pdf To read more about this and other auto insurance issues, go to http://www.onlineautoinsurance.com/compare/ where you will find informative resource pages and a free-to-use quote-comparison generator. how to get your free credit report Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc.

Related Credit Report Scores Press Releases NationalCreditReport.com® Reminds Consumers That Tax Season is a Smart Time to Check Their Credit Reports and Scores Delray Beach, FL (Vocus/PRWEB) April 13, 2011 NationalCreditReport.com®, a leader in credit report, credit score and credit monitoring services, reminds consumers that when theyre doing their taxes and have their finances at their fingertips, is also a smart time and a good reminder to check their credit reports and scores. NationalCreditReport advises consumers to check their credit report at least quarterly, especially for those working on raising their credit score, to identify any inaccuracies and to view their credit as potential lenders see it. 3 credit report

We think tax season is a logical time to do it because finances are already top-of-mind, said, Samuel S. Ambrose, Vice President of Marketing & Operations for NationalCreditReport.com. Since a credit score is like a birds-eye view at ones finances, checking their credit now is an easy step for the consumer to include in their tax time routine because theyre already thinking about their financial situation.

NationalCreditReport recently launched a new product offering that how do i get a free credit report Mankato allows consumers to simply buy their credit reports with no trial of a credit monitoring service. This one simple transaction does not include automatic enrollment in any free trial or recurring billing subscription programs. This ensures that the consumer does not have to be bothered by having to call and cancel and no monthly credit card charges. According to Ambrose, an easy transaction like this how do i get a free credit report Mankato fits nicely into ones tax time routine because it doesnt require any further action or follow up on the part of the consumer. Even for people not aiming at raising their credit score, its a good idea to check their credit report to make how do i get a free credit report Mankato sure that there is no unauthorized activity that might turn out to be identity theft or surprise inquiries by lenders, said Ambrose. free credit report card About NationalCreditReport.com Since 2004, how do i get a free credit report Mankato NationalCreditReport.com has specialized in providing credit information and credit monitoring services to consumers to help them understand their credit report and score. NationalCreditReport.com is the only company in the credit report industry that places its main focus on allowing customers to buy a credit report with no trial of a credit monitoring service.